A little bit about us.

Louise and Simon Misiewicz are a wife and husband team. We see our employees are part of a growing family and we include our clients in the same notion.

Optimise Accountants is designed to help both property investors and property developers to save tax on their property portfolio. We provide accounting support and pro active tax support whenever clients need it.

Our pedigree.

We are here to help our clients make more money and pay less tax on their property portfolio through our expertise and knowledge. We are passionate about being client focused and providing the best products and services.

We believe in the concept of continuous improvement in order to support and delight our clients now and in the future. We know that the very best ideas come from our clients and employees. We encourage them to share their ideas on new products and services. Are you interested in working in a company that specialises in property finance and tax but not yet experienced in this field? Our employees are supported through ongoing property investing and finance training to develop their skills, abilities and confidence.

Meet the team.

Our employees tell us that it is great to work at Optimise Accountants because we care about them just as we care about our clients. We demonstrate this by giving flexible working, listening and acting on individual's needs, providing ongoing training and support to ensure our employee’s success.

Simon Misiewicz.
Founder & Director

BSc Hons, FCCA, ATT, MBA

A seasoned property investor and tax specialist. Focusing on buy to let property investments and developments.

Focuses on strategic tax planning and developing the online property tax portal for clients

Louise Misiewicz.
UK Operations Director

BA Hons, MCIPS

Co-owner of Optimise Accountants and manages the day to day operations of the business. She manages Nadeem Raziqw and Emma Pincott to ensure that we deliver accounts for clients on timer whilst being as proactive as possible when delivering property tax advice.

Emma Pincott.
Senior Accountant

ICEAW, ATT

Muhammed Ahmed.
Accountant
Linette Coe.
Lead Accountant

ACCA, MAAT

Laura Unwin.
Lead Accountant

ACCA, MAAT

Ghania Ali.
Lead Accountant

ACCA

We love our clients, and they love us.

FAQs.

How can I gift my assets to my children to avoid IHT?

It is possible to gift a buy to let property investment to a child. You may pay Capital Gains Tax (CGT) when passing a buy to let property to a child. However, using a trust wrapper allows you to use your IHT lifetime allowance rather than being charged CGT. See the article for more details: https://www.optimiseaccountants.co.uk/gifting-buy-to-lets-properties-to-children/. Our accountants for property investors can help you reduce tax too.

How do I transfer a property into a limited company?

Landlords want to use a property investment company as it saves tax. It makes sense that those landlords also want to transfer their existing property portfolio into a property investment company.

Transferring properties to a limited company from your personal name will on the majority of occasions incur a Capital Gains Tax (CGT) charge on you as the seller. You will also have a Stamp Duty Land Tax (SDLT) charged by the purchasing limited company. Both of these may be avoided using the incorporation reliefs of moving properties to a limited company via a partnership. Read our article here: https://www.optimiseaccountants.co.uk/transfer-properties-to-a-limited-company/ Our peorpty accountants have helped hundreds of landlords transfer property to a limited company without paying excessive tax.

How does Section 24 (mortgage interest relief) affect my tax position?

Section 24 mortgage interest relief cap started to come into effect 2017/18 with the reduction of 25% to the amount of mortgage interest that is allowed to be offset against your property income. From 2020/21 landlords will no longer be able to offset mortgage interest against their property income. This means that the majority of landlords will pay more tax. In this article, we explore what Section 24 is, how it will affect you as a property investor and what may be done to mitigate its effect. Article: https://www.optimiseaccountants.co.uk/how-section-24-affect-property-investors/

A lot more landlords are now using property investment companies to save tax. This is one of the reasons why many landlords use our property accountants.

How do I extract cash out of a limited company in the most tax efficient way?

There are many ways in which you can extract money from a limited company. The most obvious ones are wages and dividends. However, there are many golden nuggets that may be extracted from your limited company gold mine. The tax you save using a property accountant will be significantly more than the cost. Our property tax accountants are here to help you extract cash out of a limited company in the most tax-efficient way.

When does Stamp Duty Land tax apply to property developers and when doesn’t it?

Stamp Duty Land Tax (SDLT) is a tax that is paid by property investors and developers when a property is purchased. There is also the new 3% SDLT surcharge that applies to residential property investments. However, like many taxes SDLT is optional. As a property developer, it is possible not to pay SDLT on residential property investments. In this article, we explore the many ways in which SDLT may be avoided altogether: https://www.optimiseaccountants.co.uk/developers-do-not-pay-sdlt-on-flips/

 

SDLT can be tricky for landlords using property investment companies. Use our property accountants to ensure this is done rigth.

Book a call to see how we can help you.

Consultation options.

We offer the two following options for initial consultations.

CALL OPTION ONE

Our Ongoing Accountancy Services

Fixed price irrespective of how many properties you have

We charge on a fixed monthly fee

  • - Accounts submitted to HMRC & Companies House

  • - 60 minute onboarding tax call

  • - Unlimited 30 minute tax calls

  • - An holistic review of your tax structure and future plans

  • - Annual tax return review to discuss future tax plans

Our Monthly Accountancy Services

CALL OPTION TWO

Tax Consultation + Tax Report + Video Recording

(Free for clients)

Want tax advice right now? Book today

  • - Upload your questions in advance

  • - Our Tax Advisors collectively discuss your questions

  • - A qualified tax advisors discuss the very best solution with you

  • - A tax report & meeting recording is sent within 24 hours

  • - Clarification questions are answered via email

Tax call from £124.95

Booking your appointment.