Protect Your Wealth & Secure Your Legacy.
⚖️ Estate Planning is No Longer Optional
Did you know that £7.5 billion was collected in inheritance tax (IHT) last year—and that 40% of UK adults still don’t have a valid Will?
If you’ve built wealth, own property, or want to support your family’s future, now is the time to act. At Optimise Accountants, we help individuals and families like yours navigate the complex world of wills, trusts, tax, digital security, and succession—with a proven framework we call LEGACY.
You will want to avoid paying 40% inheritance tax when your net assets exceed £325,000.
You may have international legal and tax affairs to consider in the United States and Spain. Please see our international tax website for more details about the US, UK and Spain.
You can create a UK valid will within just 30 minutes for just £129.95 with our simple step-by-step instructions. No need to speak with wealth managers or solicitors. Start creating your will now from the comfort of your own home.
What is LEGACY?
LEGACY is our comprehensive, six-pillar framework that ensures your estate and wealth pass to the right people, at the right time, with the lowest possible tax burden and legal risk.
| LEGACY Pillar | What It Covers |
|---|---|
| Legal Documentation | Will, LPA, Living Will & Letter of Wishes |
| Executor Support | Guidance for estate administration & probate |
| GDPR-Compliant Vault | Secure digital storage of vital documents |
| Annual Tax Planning | Personal and family tax optimisation |
| Comprehensive IHT Planning | Lifetime gifting, trusts & IHT strategy |
| Years of Succession Planning | Long-term intergenerational wealth plans |
Who It’s For
There are many different types of people who need to consider their future and that of their loved ones.
Individuals & Families
With UK or overseas property & wanting to protect generational wealth
International
UK and international clients with complex tax exposure
Business Owners
Directors and business owners with corporate structures
How LEGACY Works
1. Legal Documentation
Draft or update your Will, set up Lasting Powers of Attorney (LPA), and ensure healthcare wishes are clear with a Living Will. We provide thoroughly reviewed and witnessed documents tailored to your family’s needs.
2. Executor Support
Your executor needs more than good intentions—they need expert support. We offer guidance, probate coordination, and HMRC-compliant tax filing for executors.
3. GDPR-Compliant Vault
All key documents are stored in a secure digital vault. Only those you authorise can access them—removing delays, confusion, and the risk of lost paperwork.
4. Annual Tax Planning
Stay ahead of IHT, income tax, and upcoming reforms like Making Tax Digital. From pensions to dividends, we help ensure you keep more in the family.
5. Comprehensive IHT Planning
Using trusts, Family Investment Companies (FICs), and structured gifting, we minimise tax and maximise control—even across borders.
You will pay 40% inheritance tax once you, as an individual, have net assets exceeding £325,000 at 40% on the excess. The 40% inheritance Tax rate is applied to couples once their net assets exceed £650,000.
Paying Inheritance Tax to HMRC is optional; you read that right. Why do people pay less inheritance tax than you? They plan and identify ways to mitigate the damaging impact that IHT could have on their family wealth. You too can make this choice.
6. Years of Succession Planning
Protect not just your estate, but your legacy. We work with families to establish generational plans—encompassing emergency succession, leadership development, and long-term governance.
Why Clients Trust Optimise Accountants
We are here to help you and your families build and keep wealth
Qualified Experience
Tax Advisers with 20+ years’ experience
International Focus
Experts in UK, US & Spanish and international estate laws
Trusted by families
Trusted by 1,000s of UK property owners, families & expats
Get Started Today
Your legacy shouldn’t be left to chance.
✅ Book a FREE 10-minute discovery call
✅ Download our LEGACY Planning Checklist
✅ Let us design your bespoke estate and tax strategy
FAQs
Frequently asked questions:
Frequestly Asked Queries
A Will governs what happens after death. LPAs give trusted individuals control during your lifetime if you lose capacity.
No. LEGACY planning helps anyone with property, savings, or children avoid costly mistakes and family disputes.
Wills can become outdated. Without a full strategy—covering tax, digital storage, and succession—you’re exposed to HMRC risk and family delays.
