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Mortgage lending

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Key Financial Ratios You Should Know – Interest Cover

Posted by Simon Misiewicz on 7th May 2014 Are you worrying about interest rates rising on your mortgages? Are your “Return On Investments” causing you a pain? The Diagnosis As you know, mortgage interest rates can increase and decrease over time. We make more money as interest rates fall and make less money when they […]

Do you want to pay tax or get a mortgage?

By Lisa Orme A regular debate I have with clients and their accountants is about whether to declare their income for tax. I understand that people don’t like paying tax and further that its an accountants job to minimise the tax they do pay however the long and short is that if you want a […]

Conflict of getting a mortgage and paying no tax

28th December by Simon Misiewicz Are you looking to pay as little tax as possible? Are you looking to get a mortgage in the future? I know that there is a desire to pay very little money over to HMRC. Indeed why pay more tax than you should? One of my jobs is to ensure […]

Mortgage Lending Is Increasing – Are There Any Downsides?

Posted by Louise Misiewicz The Council of Mortgage Lenders (CML) has suggested that mortgage lending has increased by 21% since April 2012 (1). The number of mortgage applications in April 2013 saw an increase of 60% compared to the same time last year (2). These figures are echoed by Nationwide who saw their own lending […]

House Prices Are On The Increase

Posted by Simon Misiewicz on 5th June 20113 In May I wrote an article that suggested that the number of mortgage applications had increased. Indeed they continue to increase and as a result have now increased house prices. A case of the old classic “supply and demand”. UK house prices have continued their upward trajectory […]





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Telephone: 0115 939 4606
Email: simon@optimiseaccountants.co.uk